Although our Team Leader, Bry the Retirement Guy, specializes in helping folks approaching and currently in retirement, one of our Team Members, Tom Suvansri, specializes in working with clients who are still in the early to mid years of Accumulating Wealth for retirement. So we can guide younger clients on a case-by-case basis.
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Our Introductory Call and First Meeting are the parts of our process where we help you determine if we can help you, how we can help you, and which path to engage would work best for you. Plus, with our "Give it a Day" approach, you're not pressured into making a decision before you know it is the right path for you.

For market based investments, we believe and focus on the proven use of low-cost index funds designed to match the returns from stock and bond markets. In our opinion, the primary goal of market-based investing should be to harness the power of financial markets – not try to outguess them. Much of the investment industry tries to sell stock-picking and market-timing (i.e. active management) to justify their fees, yet, over 70 years of peer-reviewed, empirical research shows that investors chasing individual stocks almost never achieve positive long-term portfolio performance.
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Instead of this common industry approach, we utilize an evidence-based approach that focuses on diversification, discipline, minimizing costs, and reducing taxes. This minimizes risk and allows investors to capture their share of the returns the market generates.  Most importantly, structuring a portfolio in this way gives clients the best chance at reaching their financial goals.
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In addition, we also believe in the role insurance type accounts play for Productive Principal Protection, Dependable Income, and Tax purposes. So we guide clients to implement and build those in where they want them.
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No.

Although our primary market is in the Philadelphia Metro Area, and our office is in Downingtown, PA, we harness technology to work remotely with clients who live further away, and with select clients across the country.
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The first step is for us to have a brief, free 15-minute Introductory Call to determine if our expertise matches your needs and what you are looking for.  (See Our Process/What You Can Expect section above). You can look for a time to schedule your call here.  

If you’re not yet ready to get started but have a question, just send us an email, and ask what's on your mind. Email us at: info@revisionistwealth.com
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We offer Proactive Tax Strategy for clients, since just about every retirement and investing move has a tax consequence or consideration. (This is most noticeable in Retirement!)
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We are not CPA's, nor do we file taxes for clients, yet we have specialized tax knowledge around the areas that most impact retirees and near-retirees. We analyze and review client taxes, and build tax sensitive strategies into all of our work with clients. We work with and communicate with our client's Tax Professionals whenever necessary to keep all of our client's Team Members on the same page.
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Yes.
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This is our specialty, our "wheelhouse" as they say.
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Many of the decisions you make around Social Security income, Medicare, pensions, retirement accounts, insurances, taxes and more make a major impact in the success of your retirement plan. We have the expertise to help in all of those areas, and refer out for specific implementation when necessary.
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The fees for our Bundled, Retirement Planning & Investment Management path are NOT based on a percentage of your investment assets. All clients pay us the same low-cost and transparent Flat Fee of $6,000/yr (charged quarterly) payable from their accounts. With this package, you get full-service investment management and advice regardless of the size of your investment portfolio.
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We also have an Account Only relationship, where there are no fees assessed for setting up and helping you manage any Insurance and Annuity accounts. Compensation to Revisionist Wealth comes from the account custodian in the form of commissions in these cases.
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We also have a Retirement Planning Only Package, which includes a Comprehensive Analysis and Plan without ongoing Investment Management.  This is offered for $6,000/total.  1/3 down, balance paid upon completion.
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(See the "3 Individualized Ways you can Engage" section above for more details on all 3 options)
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We think our fees are fair.
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The real question is not why our fees are so low, but rather, why are the majority of other investment advisers charging three to four times our fees? Why are they assuming your situation is complex simply because of the size of your accounts?  What are they doing for those high fees?
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A typical investment adviser would charge you fees of approximately 1% or more of the value of your investment assets annually. Those fees can easily add-up to tens, if not, hundreds of thousands of dollars of fees paid to an advisor. With fees that high, investment advisers need to achieve higher returns (meaning more risk) to make up for their high fees to simply match the performance of the stock and bond market returns net of their fees.
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Thanks to our philosophy and our unique approach, we are able to keep more of our clients' hard-earned money, in the pockets of our clients! (This is worth watching. We have recorded our thoughts about the "industry standard 1% advisory fee" in some videos on our YouTube channel.)
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We use Betterment Securities as the custodian for our client’s market-based assets. Betterment administers more than $33 Billion in assets. As custodian, Betterment Securities holds your funds and provides reporting to you and the IRS. Your accounts can be viewed at any time at https://www.betterment.com/.  
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Any fixed or insurance-based accounts are held at each insurer, respectively, and each insurer has its own client portal and handles the appropriate reporting for those accounts.
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Yes.
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Each and every account will be accessible to you through the secure online portal provided by the custodian where it is housed.
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All clients also receive access to powerful Planning Software to view your plan and variables, and have the ability to connect your account values there, in real time, for planning and review purposes.
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